Simple, Transparent & Flexible Pricing

At MOBOPAY, we believe your payment processing should be as efficient and affordable as possible. That’s why we offer transparent, negotiable pricing built around your business — not someone else’s template.

Our Standard Rate: Interchange Plus 0.20%

We use an Interchange Plus pricing model — the most transparent structure in the industry.

You pay:

• Interchange (set by the card networks) +
• 0.20% standard MOBOPAY markup

No flat-rate markups. No hidden charges. Just clarity and savings.

Example Transaction

• Sale Amount: $100.00
• Card Interchange Fee: 1.58% + $0.10 (Visa example)
• MOBOPAY Markup: 0.20%
• Total Cost: 1.78% + $0.10
• You Keep: $98.12

Flat-rate processors often charge 2.75%+ for the same transaction. With MOBOPAY, you only pay what you need to — and no more.

Flexible & Negotiable Plans

All of our rates, fees, and setups are negotiable. We understand that every business is different. That’s why we build custom pricing plans based on your monthly volume, transaction types, risk level, and integration needs.

Whether you’re a startup, mid-sized company, or scaling enterprise — we’ll match your business with a pricing structure that works for your budget and growth goals.

What’s Included

• Next-day funding (on approved accounts)
• Secure virtual terminal & dashboard access
• Chargeback monitoring tools (MidMetrics optional)
• PCI compliance support
• No long-term contracts or monthly minimums (in most cases)
• Free reprogramming of existing terminals (where compatible)

Additional Services (When Needed)

• Terminal lease or purchase: Starting at $35.00/month
• Gateway (if online/eCommerce): ~$15/month or per-transaction
• PCI Non-Compliance: $19.95/month (only if left unresolved)
• Chargebacks: $25/dispute (industry standard)
• Custom API Integration: Quoted individually

Custom Quote? Let’s Talk

We’ll never push you into a box. If you’re processing over $50,000/month or need tailored options, our team will design a plan that fits your operations — including rate reviews, volume discounts, and long-term incentives.

Let Us Beat Your Current Rate

Send us a recent statement and we’ll show you how MOBOPAY stacks up. We often reduce costs by 10–40% compared to Stripe, Square, PayPal, or bank processors.

📧 Email: moise@mobopay.ca
📞 Call: 1-844-411-1011

Work with a processor that adapts to you — not the other way around.

Note: Interchange fees are set by the card networks and may vary based on card type, business category, and transaction method (e.g., in-person, keyed, or online). These fees apply equally to all processors and are passed through directly. Additionally, assessment and per-transaction fees are set by the card brands and are also passed through to you, the merchant, without markup.